Traveling is exciting, but no one plans for accidents or sudden illnesses while away from home. Whether you’re taking a weekend trip to the U.S., exploring Europe, or going on a family vacation abroad, one essential step you can’t skip is getting reliable travel medical insurance in Surrey. It protects you from unexpected medical expenses and ensures your trip stays memorable for all the right reasons.
At Think Insurance, we know Surrey residents want affordable, simple, and flexible coverage. That’s why we make it easy to find the right plan before you pack your bags.
What Is Travel Medical Insurance?
Simply put, travel medical insurance is designed to cover emergency healthcare costs when you are outside your home province or outside Canada. While British Columbia’s MSP covers you within the province, it provides very limited help once you leave. That means even a short hospital visit abroad could leave you with bills worth thousands of dollars.
This is where travel medical insurance in Surrey comes in. It ensures you can access quality healthcare in emergencies without the stress of overwhelming expenses.
Why Surrey Residents Need Travel Medical Insurance
You might think travel insurance is only for long vacations. The truth is, every trip outside British Columbia carries risks. Here’s why having travel medical insurance in Surrey is so important:
MSP doesn’t cover full costs outside BC or Canada – You’re left to pay the difference.
Healthcare abroad is expensive – A U.S. hospital stay can easily reach tens of thousands of dollars.
Emergencies are unpredictable – From food poisoning to accidents, medical issues can happen anytime.
Peace of mind for you and your family – You can enjoy your trip knowing you’re protected.
At Think Insurance, we believe no traveler should leave home unprotected.
What Does Travel Medical Insurance Cover?
Coverage varies by provider and plan, but most travel medical insurance in Surrey typically includes:
Emergency hospital and doctor visits
Ambulance services (ground or air)
Emergency dental treatment
Prescription drugs for covered emergencies
Diagnostic services (X-rays, lab work)
Emergency medical evacuation
Repatriation of remains in case of death abroad
Some policies also offer optional benefits such as trip cancellation, baggage loss, or travel delays. When you work with Think Insurance, we explain your options clearly so you choose only what you need.
Who Should Buy Travel Medical Insurance?
The simple answer: everyone leaving Surrey, even for a day.
Families going on vacation
Seniors visiting warmer climates
Students studying abroad
Frequent flyers for business
Snowbirds spending winter in the U.S.
Road trippers crossing into Washington for the weekend
No matter your travel style, travel medical insurance in Surrey makes sure you’re covered every step of the way.
How Much Does Travel Medical Insurance Cost?
You’ll be surprised at how affordable it is. The cost depends on:
Your age
Trip length
Destination
Medical history
Coverage amount
For example, a young adult taking a week-long trip to the U.S. may pay less than the price of dinner at a restaurant, while a senior snowbird might pay more but still far less than the cost of an uninsured hospital stay.
At Think Insurance, we compare multiple top Canadian insurers to find you the best rates and coverage.
Coverage for Pre-Existing Conditions
Many people worry they can’t qualify if they have a medical condition. The good news? Several plans offer coverage for stable pre-existing conditions.
This means if your health condition hasn’t changed recently, you may still be covered. At Think Insurance, our advisors review your medical background carefully and recommend policies that work for you.
Types of Travel Medical Insurance Plans
When choosing travel medical insurance in Surrey, here are the most common options:
Single-Trip Plans – Perfect for one vacation or business trip.
Multi-Trip Annual Plans – Best for frequent travelers; covers unlimited trips within a year.
All-Inclusive Packages – Include medical coverage, trip cancellation, and lost baggage protection.
Not sure what you need? We’ll guide you through the options step by step.
Why Choose Think Insurance?
We know Surrey residents have many choices, but here’s why Think Insurance stands out when it comes to travel medical insurance in Surrey:
✅ Local expertise – We’re based in Canada and understand your unique needs.
✅ Multiple options – We work with several trusted insurers, not just one.
✅ Simple process – Get a quote online or talk to a friendly advisor.
✅ Personalized support – We explain everything in plain language.
✅ Trusted advice – No pushy sales tactics—just honest recommendations.
Your safety while traveling is our priority.
Travel Tips with Medical Insurance in Mind
To make the most of your travel medical insurance in Surrey, keep these tips in mind:
Buy your insurance before leaving Canada.
Always carry a copy of your policy and emergency contact number.
Be upfront about your health history to avoid denied claims.
Double-check if your destination requires extra coverage.
Call your insurance provider right away in case of an emergency.
Common Myths About Travel Insurance
Let’s clear up some common misunderstandings:
❌ “It’s too expensive.” → In reality, it’s very affordable.
❌ “I’m healthy, so I don’t need it.” → Even healthy people face accidents or sudden illnesses.
❌ “My credit card covers me.” → Credit cards often have limited benefits and may not include medical coverage.
The truth? Travel medical insurance in Surrey is one of the smartest and most affordable investments you can make before traveling.
Final Thoughts
No one wants to think about emergencies while planning a trip. But being prepared with the right travel medical insurance in Surrey ensures that unexpected events won’t ruin your finances or your adventure.
At Think Insurance, we make the process simple, affordable, and stress-free. Whether you’re planning a family getaway, a business trip, or a winter retreat, we’ll help you find a plan that fits your needs.